Shared Interest offers a range of credit and loan finance products for fair trade buyers across the world and we lend to fair trade organisations involved in the procurement of commodities and handicrafts alike.
We provide:
- revolving credit facilities allowing pre and post shipment credit for confirmed orders
- shop loans to help fair trade retailers finance their stock purchases for new fair trade stores in the developed world
- term loans to help fair trade buyers purchase infrastructure, such as machinery, buildings or vehicles
Key Facility features for all products:
- Variable interest rates
- Interest is calculated daily on the outstanding balance
- A one-off set-up fee of 1% is charged on establishment of any type of facility
- Repayments are made via direct payments to Shared Interest
- A customer handbook is provided containing full account operating details
We also provide pre-finance and terms loans to fair trade producer organisations. If you are interested to learn more about these facilities and whether they may also be of benefit to the groups you work with, please visit our page for producers.
To learn more about our lending products for buyers, what we require and how to apply, please select the product you are interested in below.
Our Buyer Credit facility is designed to provide you with sufficient working capital to
enable you to pre-finance orders and contracts with your producers.
Our shop loan is designed for purchasing fair trade stock for the purpose of opening a
new fair trade retail store.
Our Buyer Term Loan is designed for the purchase of infrastructure, such as machinery,
buildings or vehicles.
