Providing a reliable source of finance
We lend in two ways: directly to fair trade producer groups (producer lending) mainly across Africa and Latin America, and to fair trade wholesalers, FLO (Fairtrade Labelling Organizations) Traders or retail businesses (buyer lending).
Customer and portfolio development
Shared Interest is a founding member of the Council on Smallholder Agricultural Finance (CSAF), which celebrated its 10th Anniversary in 2022.
Customer relationship, communication and events
Since establishing regional teams in Costa Rica, Ghana, Kenya and Peru, we have strengthened our relationship with producer groups and grown our direct producer lending.
In terms of lending products, coffee remains our largest focus, mainly due to the scale of Fairtrade coffee production, with more than half of all Fairtrade certified producers growing this commodity.
‘Disbursements’ refers to any funds sent as part of an Export Credit payment (prefinance request), Buyer Credit payments to suppliers or the release of a Stock Facility or Term Loan.
Lending per region
This section will look at the funds borrowed by our producers during 2022 and 2021 in disbursement terms by region.